The only MTD-native platform built for UK self-employed people. Six modules. Four capture channels. One AI tax advisor. No accountant required.
Every penny tracked in real time. Full HMRC category mapping, VAT handling, cash basis accounting, and a P&L that updates the moment you add a transaction.
Your personal compliance score, updated live. Penalty point tracker, quarter readiness indicator, and deadline alerts — so HMRC never surprises you.
The only UK tax app with four capture methods: snap a receipt, speak a transaction, let GPS auto-log your mileage at 45p/mile, or connect your bank feed. AI reads it all.
Ask anything, any time. Trained on HMRC guidance — Class 4 NI, mileage rates, cash vs accruals, self-assessment deadlines. A £3,000/year accountant for £14.99/month.
Create professional invoices, save repeat clients as templates, mark paid — and the income flows straight into REDITUS automatically. No double entry. Ever.
Submit your quarterly update to HMRC in one click. Pre-flight audit catches duplicates and anomalies before you submit. Confidence score included.
Not retrofitted. Every module was built around Making Tax Digital. FreshBooks, QuickBooks and Xero added MTD as an afterthought. We started with it.
LUMEN is trained on HMRC guidance — Class 4 NI, the 45p mileage rate, cash basis accounting. Ask it anything at 11pm before a deadline. It knows.
Photo, voice, GPS mileage, bank feed. No other UK tax app gives you four capture channels in one place. The gardener, the consultant, the freelancer. All covered.
One income source. Full MTD. AI advisor included.
Start free trialMultiple income streams. Open Banking. Priority AI.
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From April 2026, every self-employed person earning over £20,000 must file quarterly with HMRC. Miss a deadline and the penalty points start. Four and you're fined.
MerxTax handles it all. Takes under 5 minutes to set up.
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